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Monday, January 23, 2023

With the possibility of a recession looming, it's natural for those nearing or in retirement to have concerns over their long-term strategies. After decades of accumulating a portfolio, the last thing retirees want is for a market...

Wednesday, January 4, 2023

In October 2022, the Internal Revenue Service (IRS) announced tax changes for 2023 — changes primarily driven, in part, by the current inflationary environment. For affluent couples or individuals interested in transferring...

Monday, December 12, 2022

In today’s social media-obsessed world full of popular “influencers” targeting teens, pre-teens, and even younger groups, instilling values in your children and grandchildren about what really matters in life is more...

Monday, December 5, 2022

In late October, the IRS announced that it is increasing contribution limits to retirement savings accounts in 2023. The changes, like many you are seeing, are a direct result of months of high inflation and financial uncertainty, some...

Monday, November 28, 2022

The year is almost over, and it has certainly been a bumpy one for the financial markets and our economy. As financial professionals, we work with families to design investment strategies that help them pursue their goals for education...

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Monday, November 14, 2022

Key points:Over the past five years, affluent Americans increased their donations to charity by 48%.1Understand various strategies to help you maximize the impact of your charitable donations and your income tax savings.To qualify for...

Thursday, November 10, 2022

Key points:Mortgage rates are influenced by the Fed’s rate hikes.A sharp rise in mortgage rates reduces the buying power of homebuyers.Although home prices have trended higher, home sales have trended lower.6Whether you’re...

Tuesday, November 1, 2022

Key points:One of the biggest components of the Inflation Reduction Act is the changes to healthcare costs and coverage.The Inflation Reduction Act requires all pharmaceutical companies to rebate Medicare participants for the...

Monday, October 24, 2022

If you haven’t heard much about ESG investing, you will. ESG has gone from a niche investment philosophy to a mainstream investment tenant. At the same time, it has gained the attention of corporations, politicians, regulators,...

Wednesday, October 12, 2022

Over 50% of consumers have fallen victim to a cybercrime, with a third of those attacks taking place in the past year alone. So there are 263 million American consumers. 131.5 million have been hit by cybercrime, with 44 million...

Tuesday, October 4, 2022

Most people are used to having a percentage of their paycheck withheld for Social Security. The withholding rate in 2022 stands at 6.2% for individuals and another 6.2% for their employers, for a total of 12.4% per person.1 But...

Tuesday, September 13, 2022

Several factors will affect the cost and availability of life insurance, including age, health, and the type and amount of insurance purchased. Life insurance policies have expenses, including mortality and other charges. If a policy...

Saturday, May 30, 2020

Over the past few weeks, markets have started to experience a bit of a rally in spite of such dire economic conditions. As parts of the U.S. begin a somewhat cautious and measured approach in order to restart the economy and attempt to...

Wednesday, May 20, 2020

Padilla Wealth Management is excited to introduce their Plan Confidence™ program to offer guidance and advice specific to the list of investment options within an employee’s employer-sponsored plan. As a participant in the...

Monday, March 9, 2020

Today, Monday, March 9, 2020, U.S. plunged more than 7% at the open, triggering a trading halt for 15 minutes in a move designed to limit panic. This morning’s selloff was triggered over the weekend by a free fall in oil prices...

Monday, February 24, 2020

WHAT SHOULD I DO WITH MY INVESTMENT PORTFOLIO NOW THAT CORONAVIRUS SEEMS TO BE EVERYWHERE?Today, Monday, February 24, 2020, markets experienced huge losses as recent news of the Wuhan coronavirus spreading globally now appear to be...

Thursday, September 5, 2019

It is our firm’s great pleasure to announce that our in-house Senior Portfolio Manager, Nathan Ramos, has successfully completed the CFA program and has earned the right to use the CFA designation. The Chartered Financial Analyst...

Wednesday, August 3, 2016

Over the past three weeks we have seen a slight increase in volatility in the markets and that has caused some clients to wonder what is going on in the markets. We wanted to provide you with an update on the global economic slowdown...